Benefits of Choosing an Independent Mortgage Adviser in London

Mortgages and remortgages can be daunting when you’re faced with such a large range of options which may not be suitable for your needs. From differen

Mortgages and remortgages can be daunting when you’re faced with such a large range of options which may not be suitable for your needs. From differences between lenders to the dozens of product types in the market, ensuring you choose the right product is essential if you want to avoid problems further down the line.

The solution is simple. Choosing an independent mortgage adviser in London will provide you with the impartial advice you need to make an educated decision about the best option for you. Not online that, but they’ll act as an intermediary between yourself and the lender, making the process as smooth as possible.

Here at Trusted Mortgage Brokers, we find independent mortgage advisers in London.

Why Use Our Services?

  • We source the best, independent mortgage advisors in your area
  • Easily find a mortgage product which is the most suited to your needs
  • Get special rates which may not be available to the public
  • Increase your chances of application success

5 Benefits of Picking a London Independent Mortgage Adviser

1. Fast, Easy Process

first time buyer mortgage broker LondonThe thought of completing a mortgage or remortgage application is something many dread, but one of the benefits of using an independent mortgage broker is that they’ll make the process as easy as possible. They’ll gather all the information required, including key documents and ensure the application is filled out correctly. They’ll also negotiate on your behalf, so this means ensuring you get the best deal as well as dealing directly with the lender and any underwriters. An experienced mortgage adviser will also ensure your application is approved in the shortest time possible. Taking you through the process step by step, applying for a mortgage has never been so easy.

2. Fully Researched Options

Taking out a mortgage on a property is usually one of the biggest investments anyone makes in their lifetime. It’s vital that you take a look at all of your options in order to make the right decision. This can take much time and effort – something which can be difficult when we have such busy lives. Independent mortgage advisors in London do all the research for you, so you’ll only have to choose from products you’re likely to qualify for and are from a lender offering the best deal. They can also help those in more difficult circumstances such as bad credit, self-employed or buy to let mortgages.

3. Independent, Unbiased Advice

Many wonder why they would need to use the expertise of an independent remortgage adviser when lenders are obligated to offer advice about any products they recommend. However, this will increase the chance of being mis-sold a mortgage with the lender explaining the benefits to get you to sign up with them. Mortgage advisers who work independently will only present you with the best options on the market for your financial circumstances and life needs. They’re also better placed to comply with all the legal obligations which come with recommending a mortgage, giving you the peace of mind you won’t have any nasty surprises further down the line.

4. Connections with Lenders

Through their work liaising with banks and other mortgage lenders, mortgage brokers build up a great relationships with such providers in your local area. Mortgage advisors in London will understand how the local property market works and what lenders will be looking for in their applications. Some providers will only work with brokers rather than directly dealing with the public, so you may get more choice than if you were to research options yourself. They may even be able to get providers to wave certain charges such as application and appraisal fees.

5. Remortgages Help

London mortgage rates comparisonAn independent remortgage advisor will be able to help you if you need to release some equity from your property or you’re looking for a better deal on your mortgage. Perhaps you’ve come to the end of your introductory offer on your mortgage, and now you’re on a higher rate. Remortgage advisers will assess whether you can get a better rate elsewhere while taking into consideration any penalties or fees you may incur for switching. They’ll also check whether you qualify for a remortgage as this may not be possible if your circumstances have changed since the original mortgage application. Having this expertise at hand will speed up the process and increase your chances of success.

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Want more information?

To capitalise on all the benefits of choosing an independent mortgage adviser in London, fill out our quick and simple form to the right for a free, no-obligation quote. We find trusted, independent mortgage brokers in the London area offering competitive rates without compromising on quality services.

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